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It’s Your Nickel

It’s Your Nickel

It's Your Nickel--wooden bowl of changeHow often do we see people throw away money? They may not actually throw cash in the trash, but they waste it. In frustration, we say, “It’s your nickel.”

Many times, money burns a hole in their pocket. They fail to save for a rainy day.

It’s your nickel means people can spend their money as they please.

We may:

  • Disagree with their choices.
  • Wish they budgeted better.
  • Caution them about their purchases.

However, they choose.

It’s your nickel expresses concern but recognizes the other people’s ownership.

Since the money is not ours, neither is the decision. If they choose to:

  • Spend money before they get it, we can’t stop them.
  • Buy luxuries rather than necessities, they live with the consequences.
  • Ignore responsibilities, regret may lie down the road.

Like everyone else, our financial decisions affect us and others.

As we save, invest, and spend, we profit or lose. We also set an example with our words and actions. With all our nickels, let’s remain wise as an owl.

“Why spend money on what is not bread, and your labor on what does not satisfy?” (Isaiah 55:2 NIV).

Thanks to Laurel Blevins, Karen Hart, and Judy Glen Corbin for this suggestion.

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Tight as Bark on a Tree

Tight as Bark on a Tree

Tight as Bark on a Tree--oak leaf on tree barkWe don’t want to overspend, and we do want to save. Yet, we rarely want to be called tight as bark on a tree.

Tight as bark on a tree means extremely careful with money.

Other descriptions include:

In areas with Blackjack oak trees, we frequently hear “as tight as bark on a blackjack.”

If we are tight spenders, we buy only when absolutely necessary.

Money never burns a hole in our pockets. Instead, we lock our pockets and throw away the key! We make do with what we have in order to save.

Although we should save, we don’t want to go overboard.

Money is a means to an end, not the end itself. We use it to meet our needs and the needs of others both now and in the future.

When tempted to remain tight as bark on a tree, let’s remember:

Definitely save for a rainy day. At the same time, spend money and all of life as God leads today.

“One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want” (Proverbs 11:24 ESV).

Thanks to Billie Sue Kibbons and Lynn Kibbons Collins for the suggestion they recalled from Granny Rosa Fay Scott who lived near an area known as Black Jack, Missouri. Photo by Marta Wave on Pexels.

Do you have an expression you want explained or a thought about this one? If so, please comment below.

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