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Highway Robbery

Highway Robbery

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Highway Robbery--9 $100 bills in a fanWhen prices increase too much, we may accuse the sellers of highway robbery. Sellers don’t use a gun to take our money. Yet, their merchandise becomes so expensive, it feels like theft.

Highway robbery refers to extremely high prices or fees.

  • Cars cost more than small houses.
  • Groceries take most of our paycheck.
  • Medical bills become so high they make us sick.

We call those overpriced items:

Yet, we must pay the bills.

We need the goods or services. Therefore, we pay but complain about the costs.

The literal meaning of highway robbery is “armed robbery of travelers on an open road.”

The definition now includes “the more or less legitimate charging of exorbitant prices,” according to The Free Dictionary.

Although we can’t control what others charge, we can control our own prices.

We want to charge fair amounts for whatever items or services we sell.

“Don’t become rich by extortion and robbery; if your riches increase, don’t be proud” (Psalm 62:10 TLB).

Thanks to Debbie Tapscott for the suggestion.

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It’s Your Nickel

It’s Your Nickel

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It's Your Nickel--wooden bowl of changeHow often do we see people throw away money? They may not actually throw cash in the trash, but they waste it. In frustration, we say, “It’s your nickel.”

Many times, money burns a hole in their pocket. They fail to save for a rainy day.

It’s your nickel means people can spend their money as they please.

We may:

  • Disagree with their choices.
  • Wish they budgeted better.
  • Caution them about their purchases.

However, they choose.

It’s your nickel expresses concern but recognizes the other people’s ownership.

Since the money is not ours, neither is the decision. If they choose to:

  • Spend money before they get it, we can’t stop them.
  • Buy luxuries rather than necessities, they live with the consequences.
  • Ignore responsibilities, regret may lie down the road.

Like everyone else, our financial decisions affect us and others.

As we save, invest, and spend, we profit or lose. We also set an example with our words and actions. With all our nickels, let’s remain wise as an owl.

“Why spend money on what is not bread, and your labor on what does not satisfy?” (Isaiah 55:2 NIV).

Thanks to Laurel Blevins, Karen Hart, and Judy Glen Corbin for this suggestion.

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Dirt-poor

Dirt-poor

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Dirt-poor--wildflowers among grass and leavesAlthough I did not know it, our family was close to dirt-poor during my early childhood. In addition to our share of my grandparents’ farm, Dad bought surrounding farmland.

Dirt-poor means extremely poor.

Since we had the basics for survival, we were not extremely poor. However, we had little cash and few luxuries.

Yet, who needed luxuries? The farm provided:

  • Woods and fields to explore
  • A large yard for play
  • Animals, a garden, and an orchard for food and milk

We also enjoyed lots of books (We were book poor too!), games, and family time.

Our financial resources grew over the years, but I would take nothing for those early lean years.

Rather than dirt poor, many families today are house poor.

They may not have much land, but they buy large houses with large mortgages to match. Like our young family, that leaves them little extra money.

Evidence fails to support a popular internet story that dirt poor relates to dirt floors.

Although it makes an interesting story, it offers no proof.

Financial wealth holds no eternal importance.

If all we do is hoard our money, it does no good. Remember, you can’t take it with you when you die.

Whether poor as a church mouse or filthy rich, let’s use the resources we have to make our world a better place.

“Defend the weak and the fatherless; uphold the cause of the poor and the oppressed” (Psalm 82:3 NIV).

Thanks to Gail Gosser for the suggestion.

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Tight as Bark on a Tree

Tight as Bark on a Tree

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Tight as Bark on a Tree--oak leaf on tree barkWe don’t want to overspend, and we do want to save. Yet, we rarely want to be called tight as bark on a tree.

Tight as bark on a tree means extremely careful with money.

Other descriptions include:

In areas with Blackjack oak trees, we frequently hear “as tight as bark on a blackjack.”

If we are tight spenders, we buy only when absolutely necessary.

Money never burns a hole in our pockets. Instead, we lock our pockets and throw away the key! We make do with what we have in order to save.

Although we should save, we don’t want to go overboard.

Money is a means to an end, not the end itself. We use it to meet our needs and the needs of others both now and in the future.

When tempted to remain tight as bark on a tree, let’s remember:

Definitely save for a rainy day. At the same time, spend money and all of life as God leads today.

“One gives freely, yet grows all the richer; another withholds what he should give, and only suffers want” (Proverbs 11:24 ESV).

Thanks to Billie Sue Kibbons and Lynn Kibbons Collins for the suggestion they recalled from Granny Rosa Fay Scott who lived near an area known as Black Jack, Missouri. Photo by Marta Wave on Pexels.

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Hand Over Fist

Hand Over Fist

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Hand Over Fist-two puppies pulling a ropeWhen puppies have a tug of war, they use their mouths. However, people pull with their hands. Each team wants to pull the other over a line between them. Team members pull by alternating hand over fist.

Today, hand over fist usually means a quick and continuous action.

Hand Over Fist--Boys in tug-of-warThis applies whether:

  • Playing tug of war
  • Climbing a rope
  • Pulling something or someone with a rope

According to The Phrase Finder, an earlier version was hand over hand and meant “making steady progress.” Steady progress may be slower. However, it often results in more secure and lasting results.

This expression frequently refers to people who make money hand over fist.

Shrewd financial decisions increase their wealth. They may not grab money with their hands, but they do profit from business deals. Many times, their gain means someone else’s loss. They fight with no holds barred.

 No decision or action should deliberately harm others.

The bottom line: If anyone suffers unnecessarily, the price is too high. Neither financial profit nor social gain are worth it. In a personal tug of war, let love for God and love for others pull every choice to the right side.

“The love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs” (1 Timothy 6:10 NIV).

Thanks to Cindy Shoemaker for the suggestion. Images by Darby Browning and Stéphane CHADOURNE from Pixabay

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Bigwig

Bigwig

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Bigwig-woman in costume with high wigFew of us are bigwigs. However, we probably know people who are.

A bigwig is an important person.

The person may be a:

  • King, queen, or other government official
  • President of a company
  • Famous actor or athlete

A bigwig usually has a high position, power, and money.

According to The Phrase Finder, “The fashion for wigs began with the Bourbon kings of France. Louis XIII (1601 – 1643) went prematurely bald and took to wearing a wig. By the middle of the century … wigs were virtually obligatory for all European nobility.” Their wigs became so large, this phrase grew in popularity.

Bigwig also means a person who pretends to be important.

If we try to be a bigwig, we act highfalutin. Our pride gives us a big head. Other people usually recognize the behavior as only an act.

Everyone is important to God.

We may not have a high position, money, or power, but God gives us purpose. May each of us find our purpose and do it to the best of our ability.

“Do not think of yourself more highly than you ought, but rather think of yourself with sober judgment, in accordance with the faith God has distributed to each of you” (Romans 12:3 NIV).

Thanks to Regina Graham for the suggestion. Image by Michael Gaida from Pixabay.

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A Day Late and a Dollar Short

A Day Late and a Dollar Short

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A Day Late and a Dollar Short--several dollar bills spread outAs a child, I often heard people say they were a day late and a dollar short. They usually meant they did not have enough money to buy something or pay a bill.

However, I learned the expression has a greater meaning.

A day late and a dollar short means to be unprepared and too late.

That can be money for purchases or bills, as I thought. It can also mean not enough effort in:

  • Relationships
  • Work
  • Personal goals

In each one, people fail to get the ball rolling. They dillydally when they need to get to work.

Lack of effort and failure to be on time benefit no one.

Everyone loses.

  • Family members who ignore one another threaten their relationships
  • Lazy workers hurt their employers and risk losing their jobs.
  • Anyone who invests little time or effort fails to achieve their best.

Prepare. Work well. Use time wisely.

A good plan for now and eternity, don’t you agree?

“Jesus replied, ‘My light will shine out for you just a little while longer. Walk in it while you can, and go where you want to go before the darkness falls, for then it will be too late for you to find your way’” (John 12:35 TLB).

Thanks to Emily Akin for the suggestion.

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Congratulations to Betty Johnson whose name was randomly drawn from my mailing list for a free copy of Tracy Crump’s book, Health, Healing, and Wholeness: Devotions of Hope in the Midst of Illness.

Take It to the Bank

Take It to the Bank

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Take It to the Bank -- bank vaultIf someone pays us by check, we take it to the bank. The check promises money.

Of course, not all checks are good. In those cases, we lose the money listed on the checks.

When we say we can take it to the bank, we mean something is good.

  • We can depend on it.
  • The person who wrote the check has the money listed.
  • A person always speaks the truth. He is as good as his word.

We cannot take everything to the bank.

Like bad checks, not everyone speaks or acts in truth. When that happens, we lose trust. The person’s bad choices hurt us.

We all make bad choices. However, we can receive forgiveness.

Easter celebrates Jesus coming to earth to pay the price for our sins – our bad choices.

  • Jesus’ words and actions taught us how to live.
  • He died on the cross for our sins.
  • Before and as He died, Jesus prayed for us.
  • He arose from the grave on the third day.
  • Jesus’ victory over sin and death becomes ours free and clear, if we place our faith in Him.

Friends, we can take Jesus’ promises to the bank.

“This is eternal life, that they know you, the only true God, and Jesus Christ whom you have sent” (John 17:3 ESV).

Thanks to Kristy Robinson Horine for the suggestion and to Citizens Bank for the photo opportunity.

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You Can’t Squeeze Blood from a Turnip

You Can’t Squeeze Blood from a Turnip

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You Can't Squeeze Blood from a Turnip--basket of turnipsYou can’t squeeze blood from a turnip means something is extremely hard to do.

You may also hear:

  • It is like getting blood from a turnip.
  • You can’t draw blood from a turnip.
  • It is like getting blood from a stone.

All usually deal with efforts to get money or information from someone.

 The person:

  • Has what we need but will not share or help
  • Or has little or no money or information

Often a person has a bill but no way to pay it.

A few businesspeople understand. Others do not.

During my social work years, a doctor cared for a couple and their children. One day we discussed their many needs. The doctor said, “You can’t squeeze blood from a turnip.” He knew the family was poor as a church mouse. They would probably never be able to pay his bill.

However, the doctor continued to treat the family. He also gave them the same respect he gave everyone else. The family paid him $1 every month. He admired their effort to pay what they could.

You can’t squeeze blood from a turnip. You can treat everyone with respect.

 Count your blessings. Then share those blessings with others.

“Whoever oppresses the poor shows contempt for their Maker, but whoever is kind to the needy honors God” (Proverbs 14:31 NIV).

Thanks to Rhonda Wade Royster for the suggestion.

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Money Burns a Hole in Their Pocket

Money Burns a Hole in Their Pocket

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Money Burns a Hole in Their Pocket--empty pocket pulled out of jeansSome people never save for a rainy day. Money burns a hole in their pocket.

As soon as they get money, they spend it.

They rush to a store or make an online order.

How they get their money does not matter. They spend it all.

  • Paycheck
  • Allowance
  • Gift
  • Prize

The amount of money does not matter. They spend it all.

Whether they have one dollar or a million dollars, they spend it. Then, when they need money, they have nothing. They stay poor as a church mouse. Therefore, they have no way to help themselves or other people.

They have fun for a short time. But the fun does not last.

Life can be hard. They need to be ready when those hard times come.

A few people may have someone who gives them all they want or need. Most people have to pull themselves up by their own bootstraps .

Therefore, they need to make a money plan.

Your income disappears, as though you were putting it into pockets filled with holes! (Haggai 1:6 TLB).

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