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Money Burns a Hole in Their Pocket

Money Burns a Hole in Their Pocket

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Money Burns a Hole in Their Pocket--empty pocket pulled out of jeansSome people never save for a rainy day. Money burns a hole in their pocket.

As soon as they get money, they spend it.

They rush to a store or make an online order.

How they get their money does not matter. They spend it all.

  • Paycheck
  • Allowance
  • Gift
  • Prize

The amount of money does not matter. They spend it all.

Whether they have one dollar or a million dollars, they spend it. Then, when they need money, they have nothing. They stay poor as a church mouse. Therefore, they have no way to help themselves or other people.

They have fun for a short time. But the fun does not last.

Life can be hard. They need to be ready when those hard times come.

A few people may have someone who gives them all they want or need. Most people have to pull themselves up by their own bootstraps .

Therefore, they need to make a money plan.

Your income disappears, as though you were putting it into pockets filled with holes! (Haggai 1:6 TLB).

Do you have an expression you want explained or a thought about this one? If so, please comment below.

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Beyond the Call of Duty

Beyond the Call of Duty

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Beyond the Call of Duty--flag flyingA person who goes beyond the call of duty does more than required.

They do their job plus more. This expression is often used for:

  • Soldiers
  • Firefighters
  • Police officers

Those jobs are dangerous. To go beyond the call of duty makes them more dangerous.

People who chose such work put themselves at risk for the sake of others. Yet, many people accept that risk every day.

Anyone can go beyond the call of duty.

  • Teachers
  • Factory workers
  • Restaurant workers
  • Anyone

To go beyond the call of duty costs something.

  • Time
  • Money
  • Health
  • Life

July 4, Independence Day, celebrates the birth of the United States.

That birth came at great cost. Many, who did more than they had to do, lost their lives.

Never forget the price paid for the freedom so many enjoy.

Thank a veteran or a soldier who continues to make that freedom possible.

 “You’ve gone far beyond the call of duty in taking care of us; what can we do for you?” (2 Kings 4:13 MSG).

Do you have an expression you want explained or a thought about this one? If so, please comment below.

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Poor as a Church Mouse

Poor as a Church Mouse

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Poor as a Church Mouse--mouse on a fenceIf we are poor as a church mouse, we are the poorest of the poor.

We own almost nothing.

Years ago, few churches had kitchens. Therefore, if a mouse lived in a church, it had little to eat. A child might drop crumbs from a snack. Yet, that would not last long. The poor mouse might starve.

We may have times poor as a church mouse. We may also have times rich as a king.

Our happiness does not depend on what we own.

We can be poor as church mice and happy. We make do.

We can also live high on the hog, and be unhappy.

Money matters little for true meaning in life.

We find real wealth in:

  • Peace in our souls
  • Purpose for living
  • Love for God and one another
  • Hope for the future
  • Joy for every day
  • Sharing what we have with those in need

We can’t take it with us when we die. So, why not put what we own to good use now?

“Better to be poor and honest than rich and a cheater” (Proverbs 28:6 TLB).

Thanks to Debbie Tapscott for the suggestion.

Do you have an expression you want explained or a thought about this one? If so, please comment below.

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Hand-Me-Down

Hand-Me-Down

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Hand Me DownHow many of you have worn a hand-me-down? Or lots of hand-me-downs? If you are the youngest or smallest child in your family, you may know what I mean.

You get to wear clothes or shoes someone else outgrew or no longer uses.

  • Sometimes that’s okay. The clothes look new or you like them.
  • Other times it’s not okay. They look old or awful.

Buying fewer clothes means more money for other needs or wants. Some families share hand-me-downs, because the families have little or no money. Dolly Parton sings about her first coat no one else had worn in “Coat of Many Colors.” Her mother made that coat from rags, a perfect example of making do.

As one of the smallest people in my extended family, I continue to wear hand-me-downs. I hate to shop. The more hand-me-downs I get, the less shopping I have to do. That sounds like a good plan to me.

Whether a person wears hand-me-downs or new clothes matters little. Far more important is whether we clothe ourselves with love, kindness, and truth.

“If we have food and clothing, we will be content with that” (1 Timothy 6:8 NIV).

Thanks to Karen Grimes for her picture of Taylor and Makenzie’s hand-me-down moment.

Do you have an expression you want explained or a thought about this one? If so, please comment below.

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Make Do

Make Do

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Make DoMy parents and grandparents knew how to make do. So did many of their generation. They survived on what they had. If they had little, they lived on little. If they had more than enough, they saved for the future and shared with others.

They tried to avoid debt. If they didn’t have money, they didn’t buy. They grew their own food, built their own houses, and made their own clothes. They:

  • Discovered new recipes with the food in their kitchens
  • Styled themselves with the clothes in their closets (if they had closets)
  • Learned new ways to live off the land

They threw almost nothing away. Instead, they:

  • Cut buttons off old shirts to reuse
  • Canned and froze food they grew in the summer to eat in the winter
  • Cut up rags to make quilts

By doing the best they could with what they had, they learned to appreciate all they had. Although not rich with money, they were rich in faith and love.

Now in their golden years or gone but not forgotten, they continue to share their wealth with others. Some of those gifts appear in this picture.

  • A quilt made by my mother
  • A quilt rack made by my father
  • A Dutch boy and girl painted by a dear friend
  • Old canning jars that remind me to make do

“Keep your lives free from the love of money and be content with what you have, because God has said, ‘Never will I leave you; never will I forsake you’” (Hebrews 13:5 NIV).

Do you have a favorite make do story? If so, please comment

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Tightfisted

Tightfisted

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TightfistedFew people want to be called tightfisted or closefisted. We don’t like to be known as selfish or cheap. A tightfisted person hates giving or spending money. They want to keep it all for themselves.

However, we can be tightfisted with more than money. Too often we fail to share our time and love. We need those much more.

  • How many children wish for more time and love from parents?
  • How many husbands or wives wish for more time and love from a spouse?
  • How many people live alone, thinking no one cares?

We can do something about the needs around us. If we are tightfisted, it is never too late to change. Ebenezer Scrooge in A Christmas Carol provides a perfect example.

Of course, we want to use what we own wisely. We need to save money for future needs. At the same time, most of us can give far more than we do. With money, time, and love, let’s freely share.

The Gaither video Give It Away includes a scene of children receiving Operation Christmas Child shoe boxes filled with gifts. What a great reminder that we can make our world a better place to live.

This Thanksgiving, let’s give thanks for what we have. Then let’s open our tight fists and share with others. After all, we can’t take it with us.

“Freely you have received; freely give” (Matthew 10:8 NIV).

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High on the Hog

High on the Hog

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High on the HogSome people live and eat high on the hog. They enjoy the good life. They surround themselves with luxury.

Farmers who raise hogs (pigs) understand the expression. So do butchers who cut the meat. The best cuts of pork come from the back and upper parts of a pig’s leg. Therefore, we find the most expensive cuts high on the hog.

Wealthy people can afford to live high on the hog. Of course, the expression refers to more than their food. It includes a rich lifestyle:

  • Fancy homes and cars
  • Frequent world travel
  • Designer clothing
  • Expensive jewelry
  • The best of everything

Some wealthy people choose to live a simple lifestyle. They either save their money or share it. Others live high on the hog but also help those less fortunate.

Many people who can’t afford it try to live high on the hog. They buy on credit but can’t pay their bills. They get too big for their britches. They fail to consider the final cost – the bottom line.

Whether we live high on the hog or live off life’s scraps, we decide how we will use what we possess.

“Watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions” (Luke 12:15 NIV)

Thanks to Lori Carmicle for the photo and Debbie Tapscott for the suggestion.

Do you have an expression you want explained? If so, please comment below.

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Penny Wise and Pound Foolish

Penny Wise and Pound Foolish

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Penny Wise and Pound Foolish--a peeny, a pence, and a pound
A Penny, a Pence, and a Pound

Penny wise and pound foolish describes people who spend carefully on small items but waste money on larger expenses.

A person needs several US pennies (or British pence) to equal one British pound.

Several years ago, someone showed me all her bargains from a clearance sale. She proudly told me each item’s price. Near the end, she began saying, “I don’t know what this is, but it cost only …” Most amounts were less than a dollar. However, her total cost was large.

I remember wondering, Just what will she do with all these mystery objects? They’re not bargains if she has no use for them.

She was penny wise and pound foolish.

People might be penny wise and pound foolish if they:

  • Attempt their own home repairs but require an expert to repair their repairs.
  • Clip grocery coupons and then eat at an outrageously expensive restaurant.
  • Drive several miles to save a few cents per gallon on gasoline.
  • Neglect regular medical care that results in permanent disability.
  • Buy sale items on credit but pay the minimum on their credit card bill.

Don’t we often do the same with our life decisions?

We make the easy choices or do what looks good at the moment. Yet we fail to consider the long-term consequences.

Easy or cheap does not equal good or wise.

Let’s make smart choices in all our investments—financial, educational, occupational, social, emotional, and spiritual.

“Be very careful, then, how you live—not as unwise but as wise” Ephesians 5:15 (NIV).

Do you have a favorite expression or one you want explained? If so, please comment.

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