Some people never save for a rainy day. Money burns a hole in their pocket.

As soon as they get money, they spend it.

They rush to a store or make an online order.

How they get their money does not matter. They spend it all.

• Paycheck
• Allowance
• Gift
• Prize

The amount of money does not matter. They spend it all.

Whether they have one dollar or a million dollars, they spend it. Then, when they need money, they have nothing. They stay poor as a church mouse. Therefore, they have no way to help themselves or other people.

They have fun for a short time. But the fun does not last.

Life can be hard. They need to be ready when those hard times come.

A few people may have someone who gives them all they want or need. Most people have to pull themselves up by their own bootstraps .

Therefore, they need to make a money plan.

• Spend some.
• Give some away.
• Save some for a rainy day.

Your income disappears, as though you were putting it into pockets filled with holes! (Haggai 1:6 TLB).

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